Loan programs · Pennsylvania
VA loan officers in Pennsylvania
As of 2026-10-09, LenDb lists 132 loan officers licensed in or based in Pennsylvania whose lender pages show VA loan work. The top-ranked are Charles Naivar (CrossCountry Mortgage, Lansdale), Michael Miley (CrossCountry Mortgage, Reading) and Larry Ahner (CrossCountry Mortgage, Palmerton). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Charles NaivarNMLS 111399
CrossCountry Mortgage · Lansdale, PA · licensed in 2 states
- VA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 73912), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Lansdale, PA
- States 20 years of experience (lender page, 2026-10-09)
- 2
Michael MileyNMLS 413510
CrossCountry Mortgage · Reading, PA · licensed in 2 states
- VA loan
- First-time buyer
- FHA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 74685), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Reading, PA
- Licensed since 2022 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Larry AhnerNMLS 535333
CrossCountry Mortgage · Palmerton, PA
- VA loan
- First-time buyer
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 36378), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Palmerton, PA
- States 20 years of experience (lender page, 2026-10-09)
- 4
Kristopher DerewalNMLS 133750
Newrez · Fort Washington, PA · licensed in 4 states
- VA loan
- FHA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 26093), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Fort Washington, PA
- Licensed since 2011 (per Colorado records)
- 5
Eric StengerNMLS 229964
Guild Mortgage · Martinsburg, WV · licensed in 6 states
- VA loan
- First-time buyer
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 75853), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 6
Jessica EnfingerNMLS 513123
CrossCountry Mortgage · Columbia, MD · licensed in 9 states
- VA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 94908), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Domonique GrayNMLS 900558
Churchill Mortgage · Brentwood, TN · licensed in 31 states
- VA loan
- FHA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 113235), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 8
Jason InglishNMLS 934863
ALCOVA Mortgage · Cumberland, MD · licensed in 7 states
- VA loan
- FHA loan
- First-time buyer
- Real estate investor
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 69795), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Kenneth JohnsonNMLS 204926
CrossCountry Mortgage · Doylestown, PA · licensed in 3 states
- VA loan
- FHA loan
- First-time buyer
- HELOC
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Doylestown, PA
- States 19 years of experience (lender page, 2026-10-09)
- 10
Morgan CowleNMLS 40312
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- VA loan
- FHA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 43933), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 18 years of experience (lender page, 2026-10-09)
- 11
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- VA loan
- Construction loan
- FHA loan
- Co-op
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 70437), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 12
Mark MinadeoNMLS 330121
Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states
- VA loan
- FHA loan
- Foreign national
- New construction
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 119150), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 13
Michael CiresiNMLS 532665
CrossCountry Mortgage · York, PA · licensed in 5 states
- VA loan
- FHA loan
- First-time buyer
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in York, PA
- Licensed since 2025 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 14
Susan HoweNMLS 848400
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states
- VA loan
- First-time buyer
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 113641), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 15
Dawn Rae PembertonNMLS 162320
Fairway Independent Mortgage Corporation · Naples, FL · licensed in 21 states
- VA loan
- Reverse mortgage
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 117900), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 16
Nathan FitzgeraldNMLS 369554
CrossCountry Mortgage · Orlando, FL · licensed in 15 states
- VA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- HELOC
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 63943), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 17
Ryan Nicholas MagnusNMLS 1638730
Newrez · Fort Washington, PA · licensed in 6 states
- VA loan
- FHA loan
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 62435), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in Fort Washington, PA
- Licensed since 2017 (per Colorado records)
- 18
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- VA loan
- Co-op
- FHA loan
- First-time buyer
- ✓Licensed in PA: confirmed with the Pennsylvania regulator (license 97719), verified 2026-10-09
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 16 years of experience (lender page, 2026-10-09)
- 19
Ryan GeorgeNMLS 5692
CrossCountry Mortgage · Frederick, MD · licensed in 21 states
- VA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 20
Don WatersNMLS 82361
Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 11 states
- VA loan
- USDA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Ron Riccitelli JrNMLS 144907
CrossCountry Mortgage · Bel Air, MD · licensed in 5 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 21 years of experience (lender page, 2026-10-09)
- 22
James WardNMLS 168854
Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 23
Wayne PalkovicNMLS 201581
Embrace Home Loans · Martinsburg, WV · licensed in 4 states
- VA loan
- FHA loan
- Jumbo loan
- USDA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 43 years of experience (lender page, 2026-10-09)
- 24
Laura ReeseNMLS 224067
First Home Mortgage · Bel Air, MD · licensed in 3 states
- VA loan
- FHA loan
- USDA loan
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 25
James McKennaNMLS 234353
CrossCountry Mortgage · Union, NJ · licensed in 4 states
- VA loan
- Jumbo loan
- FHA loan
- First-time buyer
- PA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 36 years of experience (lender page, 2026-10-09)
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a PA license is confirmed with the state regulator (check mark), PA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.