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Loan programs · Oregon

HELOC loan officers in Oregon

As of 2026-10-09, LenDb lists 57 loan officers licensed in or based in Oregon whose lender pages show HELOC work. The top-ranked are Jeremy Hicks (Guild Mortgage, Prineville), Josh Reid (Guild Mortgage, Vancouver) and Christine Reino (Churchill Mortgage, McCall). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Jeremy HicksNMLS 1960052

    Guild Mortgage · Prineville, OR · licensed in 5 states

    • HELOC
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • Branch in Oregon
    • No disciplinary actions on file at LenDb
  2. 2

    Josh ReidNMLS 409986

    Guild Mortgage · Vancouver, WA · licensed in 2 states

    • HELOC
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 27 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Christine ReinoNMLS 896237

    Churchill Mortgage · McCall, ID · licensed in 4 states

    • HELOC
    • Construction loan
    • FHA loan
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Jim BrettlNMLS 455400

    Xpert Home Lending · licensed in 13 states

    • HELOC
    • Bank statement loan
    • DSCR loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Skip LeasureNMLS 526803

    Intercap Lending · licensed in 3 states

    • HELOC
    • VA loan
    • Bank statement loan
    • Down payment assistance
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Farrell LaMettereyNMLS 2017731

    Loan Factory · North Idaho, ID · licensed in 2 states

    • HELOC
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • HELOC
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Steve BouddhaNMLS 409962

    Loan Factory · licensed in 2 states

    • HELOC
    • Real estate investor
    • DSCR loan
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 18 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Sam BromleyNMLS 1151654

    Xpert Home Lending · licensed in 10 states

    • HELOC
    • VA loan
    • Real estate investor
    • Asset-based qualifying
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Vince Paul VenturaNMLS 9030

    Guild Mortgage · Salem, OR · licensed in 4 states

    • HELOC
    • Low credit score
    • Construction loan
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • Branch in Oregon
    • No disciplinary actions on file at LenDb
  11. 11

    Cody SouthworthNMLS 1585667

    Guild Mortgage · Roseburg, OR

    • HELOC
    • First-time buyer
    • Real estate investor
    • VA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • Branch in Oregon
    • No disciplinary actions on file at LenDb
  12. 12

    Matthew BrownNMLS 1254520

    Loan Factory · Austin, TX · licensed in 28 states

    • HELOC
    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Alejandra Barbosa BonolaNMLS 2641718

    JPMorgan Chase Bank (Chase Home Lending) · Hillsboro, OR

    • HELOC
    • First-time buyer
    • Vacation home
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Oregon; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  14. 14

    Sunny LarsenNMLS 505811

    CrossCountry Mortgage · Puyallup, WA · licensed in 8 states

    • HELOC
    • Jumbo loan
    • New construction
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Jon DunckelNMLS 455608

    Homeowners Financial Group · Walnut Creek, CA · licensed in 7 states

    • HELOC
    • FHA loan
    • Real estate investor
    • Renovation loan (203k / HomeStyle)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  16. 16

    Teyona StewartNMLS 2215853

    First Citizens Bank · La Jolla, CA · licensed in 35 states

    • HELOC
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  17. 17

    Emmett ClarkNMLS 233747

    Loan Factory · licensed in 18 states

    • HELOC
    • FHA loan
    • First-time buyer
    • VA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Ravi K BansalNMLS 2840451

    Loan Factory · Seattle, WA · licensed in 19 states

    • HELOC
    • Real estate investor
    • Asset-based qualifying
    • Bank statement loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Loren LaVassaurNMLS 1455508

    CrossCountry Mortgage · Eugene, OR

    • HELOC
    • Asset-based qualifying
    • Real estate investor
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Oregon; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  20. 20

    Matt AntongiovanniNMLS 1706649

    Fairway Independent Mortgage Corporation · Eureka, CA

    • HELOC
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  21. 21

    Jeffrey EwingNMLS 2050168

    Loan Factory

    • HELOC
    • Construction loan
    • FHA loan
    • Jumbo loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed in OR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  22. 22

    Sean BrennanNMLS 131946

    CrossCountry Mortgage · Bend, OR

    • HELOC
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Oregon; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  23. 23

    David RoterNMLS 246990

    CrossCountry Mortgage · Lake Oswego, OR

    • HELOC
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Oregon; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  24. 24

    Brad ThorntonNMLS 285986

    CrossCountry Mortgage · Eugene, OR

    • HELOC
    • FHA loan
    • First-time buyer
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Oregon; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  25. 25

    Dean WolfNMLS 536661

    CrossCountry Mortgage · Portland, OR

    • HELOC
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Branch in Oregon; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.

  • What combined loan-to-value do you allow?
  • Is the rate variable, and are there fixed-rate draw options?
  • Are there annual fees or early closure fees?

More about HELOC

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OR or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=OR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.