Loan programs · Pennsylvania
USDA loan officers in Pennsylvania
As of 2026-10-09, LenDb lists 36 loan officers licensed in or based in Pennsylvania whose lender pages show USDA loan work. The top-ranked are Joseph Black (Union Home Mortgage, Seven Fields), Mark Ostrowski (Homestead Funding, Cranberry Twp) and Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Joseph BlackNMLS 135084
Union Home Mortgage · Seven Fields, PA
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 25 years experience (stated on lender page, 2026-10-09)
- 2
Mark OstrowskiNMLS 135750
Homestead Funding · Cranberry Twp, PA · licensed in 2 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 20 years experience (stated on lender page, 2026-10-09)
- 3
Ron Riccitelli JrNMLS 144907
CrossCountry Mortgage · Bel Air, MD · licensed in 5 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 21 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Don WatersNMLS 82361
Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 11 states
- USDA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 5
Wayne PalkovicNMLS 201581
Embrace Home Loans · Martinsburg, WV · licensed in 4 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 43 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Mark MinadeoNMLS 330121
Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states
- USDA loan
- FHA loan
- Foreign national
- New construction
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 7
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 8
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 9
Joe GonzalezNMLS 126036
CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 6 states
- USDA loan
- Non-QM loan
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- Branch in Pennsylvania
- 9 years licensed
- 10
Tanya MaceNMLS 615769
Guild Mortgage · West Lawn, PA · licensed in 3 states
- USDA loan
- First-time buyer
- Low credit score
- Construction loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- Branch in Pennsylvania
- 5 years licensed
- 11
James McMurreyNMLS 2302283
CrossCountry Mortgage · Lacey, WA · licensed in 25 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 12
Agostino (Augie) IaconoNMLS 283725
Barrett Financial Group · Mortgage broker · Brookfield, WI · licensed in 11 states
- USDA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 13
Alexis VargaNMLS 1473179
CrossCountry Mortgage · Chicago, IL · licensed in 12 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 14
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- USDA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 15
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- USDA loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 16
James IgbinoviaNMLS 626688
CrossCountry Mortgage · Scottsdale, AZ · licensed in 29 states
- USDA loan
- Self-employed
- Construction loan
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Jack McGuireNMLS 137958
Allied Mortgage Group · Bala Cynwyd, PA · licensed in 16 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- Branch in Pennsylvania
- 13 years licensed
- 18
Chuck ButterfieldNMLS 176620
Churchill Mortgage · licensed in 20 states
- USDA loan
- First-time buyer
- Real estate investor
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Jaison KoshyNMLS 1415046
Loan Factory · Mortgage broker · licensed in 2 states
- USDA loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 20
Mea DanigelisNMLS 770981
Atlantic Coast Mortgage · Fairfax, VA · licensed in 9 states
- USDA loan
- Construction loan
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 21
Aaron HartmanNMLS 1560201
NFM Lending · Haddonfield, NJ · licensed in 2 states
- USDA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 8 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Jason NaderNMLS 313085
First Home Mortgage · Annapolis, MD · licensed in 7 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 23
Keith SmithNMLS 903855
Xpert Home Lending · Mortgage broker · licensed in 2 states
- USDA loan
- FHA loan
- Jumbo loan
- Real estate investor
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 24
Todd McDermottNMLS 63690
Homestead Funding · Goshen, NY · licensed in 9 states
- USDA loan
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 25
Tiffany ArnoldNMLS 646417
NFM Lending · Richmond, VA · licensed in 13 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in PA (state license, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in PA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=PA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.