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Loan programs · Illinois

Renovation loan officers in Illinois

As of 2026-10-09, LenDb lists 83 loan officers licensed in or based in Illinois whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are John Lindstrom (Guild Mortgage, Chicago), Len Tricroce (Guild Mortgage, Aurora) and Zach Schwartz (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    John LindstromNMLS 220857

    Guild Mortgage · Chicago, IL · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Len TricroceNMLS 220687

    Guild Mortgage · Aurora, IL

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 25 years experience (stated on lender page, 2026-10-09)
  3. 3

    Zach SchwartzNMLS 894131

    LeaderOne Financial · Oak Brook, IL · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 13 years licensed
  4. 4

    Roland GomezNMLS 133724

    CrossCountry Mortgage · Orland Park, IL · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Condo
    • Non-QM loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 12 years licensed
  5. 5

    Dan EltmanNMLS 225030

    LeaderOne Financial · Oak Brook, IL · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 35 years experience (stated on lender page, 2026-10-09)
  6. 6

    Chris MartoranoNMLS 130044

    Guild Mortgage · Chicago, IL · licensed in 10 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 10 years licensed
  7. 7

    Carl MelbyNMLS 201079

    Guild Mortgage · Aurora, IL · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 10 years licensed
  8. 8

    Cassandra BajakNMLS 304653

    Guild Mortgage · Aurora, IL · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • Recent credit event
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 9 years licensed
  9. 9

    John SchwabNMLS 223945

    Guild Mortgage · Aurora, IL · licensed in 10 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 7 years licensed
  10. 10

    Beth GottliebNMLS 412713

    Guild Mortgage · Sandwich, IL · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 6 years licensed
  11. 11

    Adam MillerNMLS 221065

    LeaderOne Financial · Oak Brook, IL · licensed in 13 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 9 years licensed
  12. 12

    Beth PrickettNMLS 450053

    Guild Mortgage · Aurora, IL · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 5 years licensed
  13. 13

    Cari ZepedaNMLS 1939523

    Guild Mortgage · Aurora, IL · licensed in 11 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 5 years licensed
  14. 14

    Keran FearsNMLS 256586

    American Pacific Mortgage · Hillsboro, MO · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Reverse mortgage
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  15. 15

    Gilbert SalazarNMLS 344711

    Guild Mortgage · Irvine, CA · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Diane ReyesNMLS 221930

    Guild Mortgage · Aurora, IL · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 30 years experience (stated on lender page, 2026-10-09)
  17. 17

    Greg KohlhagenNMLS 2100313

    Union Home Mortgage · Sandusky, OH · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • 2 to 4 unit property
    • Mixed-use property
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 18 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  18. 18

    David IschkumNMLS 221466

    CrossCountry Mortgage · Dardenne Prairie, MO · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • HELOC
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Jose ValdovinosNMLS 307115

    CrossCountry Mortgage · West Dundee, IL · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 0 years licensed
  20. 20

    Sandee LutzNMLS 533656

    CrossCountry Mortgage · Romeo, MI · licensed in 29 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Heidi GageNMLS 213769

    NFM Lending · Linthicum, MD · licensed in 27 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • VA loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Marco GuerraNMLS 453621

    Guild Mortgage · Santa Rosa, CA · licensed in 15 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Reverse mortgage
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Matthew BrownNMLS 1254520

    Loan Factory · Austin, TX · licensed in 28 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • HELOC
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Jenn GawendaNMLS 755952

    Guild Mortgage · Aurora, IL · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • Branch in Illinois
    • 8 years licensed
  25. 25

    John HigdonNMLS 929683

    Guild Mortgage · Waterloo, IA · licensed in 8 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in IL (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.

  • How many renovation loans have you closed, and which programs?
  • How do contractor draws and inspections work?
  • What happens if the renovation runs over budget?

More about Renovation loan (203k / HomeStyle)

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=IL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.