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Borrower situations · Mississippi

Loan officers for self-employed borrowers in Mississippi

As of 2026-10-09, LenDb lists 15 loan officers licensed in or based in Mississippi whose lender pages show Self-employed work. The top-ranked are Stephanie Machado Barto (GMFS Mortgage, Covington), James Hair (CrossCountry Mortgage, Houston) and Brad Johnson (GMFS Mortgage, Baton Rouge). Ranking is lender-neutral: specialty evidence first, then a license in MS, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 15

  1. 1

    Stephanie Machado BartoNMLS 71339

    GMFS Mortgage · Covington, LA · licensed in 7 states

    • Self-employed
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    James HairNMLS 1680348

    CrossCountry Mortgage · Houston, TX · licensed in 11 states

    • Self-employed
    • DSCR loan
    • Low credit score
    • Renovation loan (203k / HomeStyle)
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Brad JohnsonNMLS 92925

    GMFS Mortgage · Baton Rouge, LA · licensed in 5 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 26 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    MeLisa McBrideNMLS 1710730

    GMFS Mortgage · Hattiesburg, MS · licensed in 3 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • Branch in Mississippi
    • 1 years licensed
  5. 5

    Darren GillNMLS 93547

    GMFS Mortgage · Baton Rouge, LA · licensed in 6 states

    • Self-employed
    • Construction loan
    • FHA loan
    • VA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 9 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Neil WoodburyNMLS 1509727

    GMFS Mortgage · Mobile, AL · licensed in 4 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Greg PriceNMLS 1494022

    GMFS Mortgage · Baton Rouge, LA · licensed in 7 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Josh FosterNMLS 618981

    GMFS Mortgage · Covington, LA · licensed in 5 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Randi BarrettNMLS 111677

    GMFS Mortgage · Covington, LA · licensed in 6 states

    • Self-employed
    • First-time buyer
    • Construction loan
    • Down payment assistance
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Aimia "Mimi" MireNMLS 128546

    GMFS Mortgage · Lafayette, LA · licensed in 6 states

    • Self-employed
    • New construction
    • Construction loan
    • Down payment assistance
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Will GoodwinNMLS 1633751

    GMFS Mortgage · Fairhope, AL · licensed in 4 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Stacey BrittonNMLS 114899

    GMFS Mortgage · Lafayette, LA · licensed in 4 states

    • Self-employed
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  13. 13

    Jason VickNMLS 716198

    GMFS Mortgage · Baton Rouge, LA · licensed in 3 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  14. 14

    Jeremy BrownNMLS 2663235

    GMFS Mortgage · Mobile, AL · licensed in 3 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  15. 15

    Brandon HollingsworthNMLS 1747318

    GMFS Mortgage · licensed in 6 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in MS (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.

  • How will you calculate my income from my tax returns?
  • Would a bank statement or P&L loan qualify me for more?
  • Do I need two years of self-employment history?

More about Self-employed

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MS or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=MS. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.