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Loan programs · Idaho

USDA loan officers in Idaho

As of 2026-10-09, LenDb lists 14 loan officers licensed in or based in Idaho whose lender pages show USDA loan work. The top-ranked are Carol Schultz Junge (C2 Financial Corporation), Denise Cuddeback Montgomery (American Pacific Mortgage, Eugene) and Lyndzie Thompson (CrossCountry Mortgage, Seattle). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 14

  1. 1

    Carol Schultz JungeNMLS 763367

    C2 Financial Corporation · Mortgage broker · licensed in 8 states

    • USDA loan
    • Reverse mortgage
    • VA loan
    • FHA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  2. 2

    Denise Cuddeback MontgomeryNMLS 57734

    American Pacific Mortgage · Eugene, OR · licensed in 11 states

    • USDA loan
    • Bank statement loan
    • Down payment assistance
    • DSCR loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  3. 3

    Lyndzie ThompsonNMLS 704159

    CrossCountry Mortgage · Seattle, WA · licensed in 3 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
  4. 4

    Shannon JohnsonNMLS 916249

    Intercap Lending · Brigham City, UT · licensed in 4 states

    • USDA loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
  5. 5

    Brady BeyerNMLS 1041865

    Intercap Lending · Cottonwood Heights, UT · licensed in 3 states

    • USDA loan
    • FHA loan
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
  6. 6

    Skip LeasureNMLS 526803

    Intercap Lending · licensed in 3 states

    • USDA loan
    • First-time buyer
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
  7. 7

    George HarshNMLS 237004

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • USDA loan
    • Jumbo loan
    • VA loan
    • FHA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Colorado records)
  8. 8

    Roy MonteroNMLS 351403

    CrossCountry Mortgage · Honolulu, HI · licensed in 11 states

    • USDA loan
    • Manufactured home
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Colorado records)
  9. 9

    Adam SlackNMLS 203603

    CrossCountry Mortgage · Wilmington, NC · licensed in 27 states

    • USDA loan
    • VA loan
    • FHA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  10. 10

    Teresa DeanNMLS 320381

    Guild Mortgage · Coeur D'alene, ID · licensed in 3 states

    • USDA loan
    • Reverse mortgage
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Coeur D'alene, ID
  11. 11

    Emma PennaNMLS 2053766

    CrossCountry Mortgage · Bozeman, MT · licensed in 4 states

    • USDA loan
    • Non-QM loan
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • States 6 years of experience (lender page, 2026-10-09)
  12. 12

    Andrew SilvaNMLS 1898115

    CrossCountry Mortgage · Meridian, ID · licensed in 2 states

    • USDA loan
    • FHA loan
    • First-time buyer
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
    • Office in Meridian, ID
  13. 13

    Vince Paul VenturaNMLS 9030

    Guild Mortgage · Salem, OR · licensed in 4 states

    • USDA loan
    • Construction loan
    • FHA loan
    • First-time buyer
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)
  14. 14

    Jess PattersonNMLS 1013404

    Guild Mortgage · Layton, UT · licensed in 4 states

    • USDA loan
    • VA loan
    • ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists USDA loan on lender page (lender page, verified 2026-10-09)

Before you choose

Property location and household income limits must both qualify, and USDA approval adds time to the closing.

  • Is this address in a USDA eligible area?
  • Does my household income fall under the limit for this county?
  • How long does USDA approval take with you right now?

More about USDA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a ID license is confirmed with the state regulator (check mark), ID is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=usda&state=ID. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.