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Property types · District of Columbia

Vacation home loan officers in District of Columbia

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in District of Columbia whose lender pages show Vacation home work. The top-ranked are Stephanie Sequeira (Atlantic Coast Mortgage, Fairfax), Iris Legaspi (First Citizens Bank, San Diego) and Mike Travis (First Heritage Mortgage, Wake Forest). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Stephanie SequeiraNMLS 2107275

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 7 states

    • Vacation home
    • First-time buyer
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Vacation home
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Mike TravisNMLS 177511

    First Heritage Mortgage · Wake Forest, NC · licensed in 6 states

    • Vacation home
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Jason NaderNMLS 313085

    First Home Mortgage · Annapolis, MD · licensed in 7 states

    • Vacation home
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Robert HoyNMLS 476444

    Guild Mortgage · Chantilly, VA · licensed in 4 states

    • Vacation home
    • Self-employed
    • VA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 12 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Ken ByrneNMLS 187129

    ALCOVA Mortgage · Chantilly, VA · licensed in 7 states

    • Vacation home
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Cody TealNMLS 65382

    First Citizens Bank · Wilmington, NC · licensed in 33 states

    • Vacation home
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • Vacation home
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Deb GriffinNMLS 481255

    JPMorgan Chase Bank (Chase Home Lending) · Washington, DC

    • Vacation home
    • Down payment assistance
    • Co-op
    • Condo
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Branch in District of Columbia; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  10. 10

    Tim RompNMLS 204656

    First Heritage Mortgage · licensed in 4 states

    • Vacation home
    • Real estate investor
    • Renovation loan (203k / HomeStyle)
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.

  • Will this qualify as a second home or an investment property?
  • Can I rent it out part time and keep second home pricing?
  • How do you treat short-term rental income?

More about Vacation home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in DC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.