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Loan programs · Ohio

Renovation loan officers in Ohio

As of 2026-10-09, LenDb lists 67 loan officers licensed in or based in Ohio whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Greg Kohlhagen (Union Home Mortgage, Sandusky), Heather Robison (Union Home Mortgage, Dublin) and Chris Martorano (Guild Mortgage, Chicago). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Greg KohlhagenNMLS 2100313

    Union Home Mortgage · Sandusky, OH · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • 2 to 4 unit property
    • Mixed-use property
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 18 years experience (stated on lender page, 2026-10-09)
  2. 2

    Heather RobisonNMLS 664590

    Union Home Mortgage · Dublin, OH · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 14 years experience (stated on lender page, 2026-10-09)
  3. 3

    Chris MartoranoNMLS 130044

    Guild Mortgage · Chicago, IL · licensed in 10 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Timothy BullockNMLS 233777

    Union Home Mortgage · Akron, OH

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 30 years experience (stated on lender page, 2026-10-09)
  5. 5

    Jeff OgdenNMLS 246454

    Union Home Mortgage · Dublin, OH

    • Renovation loan (203k / HomeStyle)
    • Manufactured home
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • No disciplinary actions on file at LenDb
  6. 6

    Jeffrey AurandNMLS 436952

    Union Home Mortgage · Maumee, OH · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • USDA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • No disciplinary actions on file at LenDb
  7. 7

    Carol FrieszNMLS 56398

    Union Home Mortgage · Cincinnati, OH · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • FHA loan
    • New construction
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • No disciplinary actions on file at LenDb
  8. 8

    Don WellingNMLS 81106

    Highlands Residential Mortgage · Dublin, OH · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 15 years licensed
  9. 9

    Heidi GageNMLS 213769

    NFM Lending · Linthicum, MD · licensed in 27 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • VA loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Chris LoughlinNMLS 1537524

    First Home Mortgage · Baltimore, MD · licensed in 18 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Cari ZepedaNMLS 1939523

    Guild Mortgage · Aurora, IL · licensed in 11 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Matthew BrownNMLS 1254520

    Loan Factory · Austin, TX · licensed in 28 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • HELOC
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Missy JohnsonNMLS 283160

    CrossCountry Mortgage · Columbus, OH · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • Reverse mortgage
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 8 years licensed
  14. 14

    Christopher HardyNMLS 1074707

    Loan Factory · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Manufactured home
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Derek HarrisNMLS 466010

    Highlands Residential Mortgage · Dublin, OH · licensed in 2 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 10 years licensed
  16. 16

    Richard MillerNMLS 1400130

    CrossCountry Mortgage · Cleveland, OH · licensed in 25 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 8 years licensed
  17. 17

    Tony ButlerNMLS 81205

    Highlands Residential Mortgage · Dublin, OH · licensed in 7 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 9 years licensed
  18. 18

    Andy DiPuccioNMLS 114117

    CrossCountry Mortgage · Lakeside Park, KY · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  19. 19

    Steve StasNMLS 251281

    Highlands Residential Mortgage · Dublin, OH · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 9 years licensed
  20. 20

    Ryan MiracleNMLS 497698

    Ruoff Mortgage · Columbus, OH

    • Renovation loan (203k / HomeStyle)
    • Self-employed
    • New construction
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 5 years licensed
  21. 21

    Brian PoirrierNMLS 1826719

    Highlands Residential Mortgage · Dublin, OH · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 7 years licensed
  22. 22

    Zach ApplebyNMLS 328764

    Highlands Residential Mortgage · Dublin, OH · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • 6 years licensed
  23. 23

    Christina ClarkNMLS 413597

    Guild Mortgage · Scottsdale, AZ · licensed in 26 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  24. 24

    Sheila BraunNMLS 280811

    Union Home Mortgage · Cincinnati, OH · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • Branch in Ohio
    • No disciplinary actions on file at LenDb
  25. 25

    Corey VandenbergNMLS 563900

    Success Mortgage Partners · Grand Rapids, MI · licensed in 10 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Condo
    • Construction loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in OH (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.

  • How many renovation loans have you closed, and which programs?
  • How do contractor draws and inspections work?
  • What happens if the renovation runs over budget?

More about Renovation loan (203k / HomeStyle)

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OH or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=OH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.