Loan programs · Massachusetts
USDA loan officers in Massachusetts
As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Massachusetts whose lender pages show USDA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Steven Hochrein (Newrez, Columbia) and Mike Nadeau (First Home Mortgage, Seekonk). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Fred DamoreNMLS 4395
Fairway Independent Mortgage Corporation · Methuen, MA · licensed in 4 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 30 years experience (stated on lender page, 2026-10-09)
- 2
Steven HochreinNMLS 133559
Newrez · Columbia, MD · licensed in 3 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 3
Mike NadeauNMLS 20421
First Home Mortgage · Seekonk, MA · licensed in 4 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- Branch in Massachusetts
- 3 years licensed
- 4
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 5
Jason BowmanNMLS 109540
Newrez · Columbia, MD · licensed in 4 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 6
Jeff CrusseNMLS 110395
Newrez · Columbia, MD · licensed in 3 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 7
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- USDA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 8
David SommaNMLS 189060
Newrez · Columbia, MD · licensed in 3 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 10 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Chuck ButterfieldNMLS 176620
Churchill Mortgage · licensed in 20 states
- USDA loan
- First-time buyer
- Real estate investor
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Sarah HaberkornNMLS 42492
Envoy Mortgage · Dover, NH · licensed in 5 states
- USDA loan
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 11
Alina BurkeNMLS 509630
Success Mortgage Partners · Portland, ME · licensed in 4 states
- USDA loan
- Construction loan
- DSCR loan
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 12
Shannon OdomNMLS 509649
LeaderOne Financial · Bangor, ME · licensed in 13 states
- USDA loan
- FHA loan
- Non-QM loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 13
Greta ChainayNMLS 1168152
Guild Mortgage · Falmouth, ME · licensed in 2 states
- USDA loan
- Down payment assistance
- FHA loan
- HELOC
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
David CumminsNMLS 240810
American Pacific Mortgage · Escondido, CA · licensed in 4 states
- USDA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 15
Shawn MartinNMLS 76599
Allied Mortgage Group · Middletown, CT · licensed in 7 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 16
Shawn DurantNMLS 221971
American Pacific Mortgage · Roseville, CA · licensed in 45 states
- USDA loan
- FHA loan
- First-time buyer
- Real estate investor
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 17
Adam SlackNMLS 203603
CrossCountry Mortgage · Wilmington, NC · licensed in 27 states
- USDA loan
- VA loan
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 18
Diana FlynnNMLS 1934853
NFM Lending · Columbus, OH · licensed in 23 states
- USDA loan
- FHA loan
- VA loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 19
Heidi GageNMLS 213769
NFM Lending · Linthicum, MD · licensed in 27 states
- USDA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 20
Ross HergenhahnNMLS 180358
Embrace Home Loans · Salem, NH · licensed in 4 states
- USDA loan
- First-time buyer
- FHA loan
- VA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 21
Marleen PaquetteNMLS 205609
Guild Mortgage · Manchester, NH · licensed in 4 states
- USDA loan
- First-time buyer
- Down payment assistance
- FHA loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 22
Mark FogliaNMLS 1995108
Guild Mortgage · Manchester, NH · licensed in 4 states
- USDA loan
- Bank statement loan
- Construction loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 23
Richard Ricky JarvisNMLS 1301286
Embrace Home Loans · Melville, NY · licensed in 10 states
- USDA loan
- FHA loan
- VA loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 24
Beatriz VillalobosNMLS 2175864
CrossCountry Mortgage · Sierra Vista, AZ · licensed in 7 states
- USDA loan
- Condo
- Construction loan
- Down payment assistance
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Sandra GuideNMLS 781301
Embrace Home Loans · Manchester, NH · licensed in 5 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed in MA (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in MA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=MA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.